We signed the loan papers today, putting us in the "poorhouse" for the next 30 years. Paid a few points (not out of pocket, wrapped into the loan) and will be saving about 10% per month which will "repay" the points in less than 4 years.
On the bright side, the well is being put in so at least we'll have water. One of the well drillers is a high-school friend of my sister's, so it was neat seeing him after almost 20 years. Here's a shot of the drill rig.